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Bank Transactions

Bank Tellers

One of the most frustrating thing about banks is the time it takes to conduct a transaction. It's almost as if they do not want you to do business. I am a very strong believer in 'time is money' and I have been in banks where it takes almost one hour before you arrive at the teller, obviously banks do not see it that way. How has it been for you?

Transactions Bank

Oh, JB!! This is one of my pet peeves!! I *hate* standing in line at the bank... and some banks here in the U.S. now *charge you* for coming inside to do business. If that isn't the most anti-customer policy, I don't know what is... Of course, I can't stand to wait in lines, and I hate to be charged, so I opt to have a completely electronic account with my bank. Everything is handled via the internet, ATMs, and telephone. I rarely have any human contact. And the account is completely free of any basic service charges (unless I mess up and overdraw, of course).

The problem is, without a bank account, it's very difficult to do business anywhere. And the banks know it.

Roz

Bank Transactions History & Civil Business Politics

Are you serious???. Why are they charging you for? It is ridiculous. When I was in the US I thought you all have a pretty decent customer service compared to the rest of the world. I was very impressive in some places to see smiling faces and willing people (specially in the west coast).

Transactions Bank

They are charging you for doing business inside the bank. They want you to use strictly ATMs and telephone and internet to do all of your business. It's a $4.50 charge at some banks just to speak with a teller inside the bank. There are other banks that don't charge you, and they have some of the funniest commercials about how the other banks charge -- "Ooops, you used too many words in that sentence, sir, I'll have to charge you another 25 cents" (as she adds up his charges on a big adding machine).

Ridiculous.

Transactions Bank

I have been paying all my bills at home using my computer since 1989. Last time I personally stepped inside a bank was six years ago when we moved to another city and wanted a little bigger home. After that car loans etc. have been arranged via internet/home computer too. That is the way it has been in Finland (and in other Scandinavia too) for a long time. Only elderly people today visit their banks personally, maybe because they have time to wait and chat with friends while waiting.

If interested in scandinavian banking system, visit: https://www.nordea.fi/e/ to learn more. No add, just FYI.