Cheddar Ham Chowder

2 c Water

2 c Cubed peeled potatoes

1/2 c Sliced carrots

1/2 c Sliced celery

1/4 c Chopped onion

1 ts Salt

1/4 ts Pepper

1/4 c Butter or margarine

1/4 c All-purpose flour

2 c Milk

2 c Shredded sharp cheddar

-cheese (8 oz.) 1 cn Whole kernal corn, drained

-(16 oz.) 1 1/2 c Cubed fully cooked ham

In a large saucepan, bring the water, potatoes, carrots, celery, onion, salt and pepper to a boil. Reduce heat; cover and simmer for 8-10 minutes or until vegetables are just tender. Remove from the heat; do not drain. Meanwhile, in a medium saucepan, melt the butter. Blend in flour. Add the milk all at once; cook and stir until thickened and bubbly. Add cheese and stir until melted. Stir into the undrained vegetables, return large saucepan to the heat. Add corn and ham; heat through, stirring occasionally.